We are the Florida’s Top Credit Repair Company serving clients statewide and specializing in Part 611 Factual Verification Credit Repair and 605B Credit Blocking Method.
A Reputable Florida Credit Repair Services Company
Clean.credit is headquartered in110 SE 6th St #1700 Fort Lauderdale, Florida Credit Repair Company and provides Premium Credit Repair Services for all wants and budgets with our flexible payment set up solutions and acceptance of credit card payments.
We are licensed, bonded, and have been continuously in business since 2008.
We know what works and what doesn’t and are helping clients nationwide for almost a decade with Florida credit repair services.
1) Real Verification Under FCRA (Fair Credit Reporting Act) Part 611.
Overview of 611:
The Factual Verification Process starts with the filing of of an attorney drafted dispute with each credit bureau using all required language under the FCRA to confirm complete compliance by the credit bureaus and correct verification of data stocked with by creditors.
Using the right language ensures that the credit bureaus and individual area unit wrongfully placed on notice that you just have:
1) Disputed the validity of the knowledge,
2) Assured the bureaus and creditors that your dispute is not frivolous, irrelevant, or while not merit; and
3) Have demanded that the bureaus and creditors produce a description of the procedure wont to come back to their conclusion beneath FCRA 611(B)(iii)
This method can take thirty days from the date your initial dispute is filled with the credit bureaus. they’re going to then mail you Associate in Nursing updated credit report Florida Credit Repair company, wherever some accounts are going to be deleted and a few are going to be verified. The report ought to embrace details on the method used to come to that conclusion.
At this point we will file separate charges with the Federal Trade Commission and Bureau of Financial Protection against against each Credit Bureau and each individual creditor. for example if you’ve got ten creditors, that may result’s thirteen separate charges that we have a tendency to file on your behalf against the credit bureaus and creditors for failure to supply a enough procedure accustomed verify the account or failure to supply any description of the procedure accustomed verify the account.
At this step in process the soul has fifteen days only to retort or take away the negative things from your credit report otherwise they’ll be assessed and levied fines for rebelliousness with the FCRA.
This procedure relies on on using the required legal language written by our attorneys and so holding the creditors and credit bureaus feet to the fireplace by filing acceptable charges and providing the requisite evidence that the credit bureaus and creditors had notice however were negligent in following the law.
The Credit Blocking Method is Federal relief provided for victims of fraud and is governed by FCRA Section 605B.
2) Credit Blocking System under 605B for Victims of Identity Theft:
If you’re a victim of Identity Associate in Nursingd accounts have opened on your credit report from the actions of Associate in Nursing unauthorized third party then we can help you file an Identity Theft claim.
The Credit Blocking method starts with the Identity of a fraud legal instrument and a Police Report with you native police prescient.
Then we have a tendency to file the prescient documents with the credit bureaus to own the accounts for good blocked by the credit bureaus.
1) Proof of identity of the victim
2) A properly completed Identity Theft Affidavit and Complaint.
3) An Identity Theft Police Report provided to United States of America by the victim
4) A notarized statement reassuring the credit bureaus that the ID thievery claim isn’t filed in error, contains any material deceit of facts, or that victim benefited from the transaction.
At now the credit bureaus wrongfully have four days from receipt to dam and take away the knowledge from you credit report.
If the credit bureaus refuse to fits Section 605B of the truthful Credit news Act, then we tend to file acceptable charges against the credit bureaus and creditors with the Federal Trade Commission and Bureau of Financial Protection.
They at this point would have fifteen days to point out cause on why they failed to go with the law of face fines and penalties for violation of the FCRA Section 605B.
If you’re a victim of identity and might offer U.S.A. with a police report about the incident we can help you with cleaning and repairing your credit report.